If a person is looking for a good way to pay for certain services without using their personal checks, then perhaps a money order is the way to go. Money orders are a prepaid method of payment for services or goods.
Many merchants, such as those who provide essential services, like electricity, may prefer to have such payment orders sent to them instead of checks. This is a more secure method of payment and they will not bounce. A good way to understand money orders is to understand the history of this monetary item.
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This type of payment order began in Great Britain in 1792. Yet the system that was implemented was too expensive and did not go over very well. It was not until 1838 when the post office took over the monetary system that it became successful.
In the beginning, the post office offered the services to those who did not have checking accounts. For a small fee, one could make their payments through the mail without having to deal with a bank. This is still the case.
The good news is that people abroad can still purchase them. Depending on what country they live in will determine what and where they can get their cash orders. For example, in Japan, this universal currency must be on pink and yellow paper and have the words "international postal money order" printed on them. This security measure helps to prevent fraud.